 |
|
 |
|
|
 |
|
 |
 |
To maximize your payoff, do the math. Size up your own travel and spending habits, as well as the rebates, rewards and rules.
Years ago, credit card reward programs were simple: There weren’t any.
Then Discover came along with its cash-back offer, and airlines hooked up with banks to issue credit cards that earned frequent flier miles.
Today, consumers face a bewildering array of ways to earn, and spend, credit card rewards:
A credit card can contribute to a retirement account, score theme-park tickets or knock thousands off the price of your next car.
You can convert miles into hotel stays or restaurant meals -- or use them where you stay and eat to earn extra miles.
Once you reach the stratosphere of spenders, you can use your rewards to design one-of-a-kind vacations and “experiences,” like a week at a French cooking school.
All this choice leads to inevitable second-guessing. Sure, you’re getting rewards. But are you getting the most rewards possible? Do you have the best card, and are you taking the best advantage of it that you can?
|
 |
|
|
 |
|
 |
|
 |
|
|
